Non-life Insurance Products
- luzcotoco@gmail.com
- OAC Building G/F, San Miguel Avenue, Ortigas Center, , Pasig city, Metro manila, Philippines. 1609
© 2020 Luz Cotoco. All Rights Reserved
Private/Corporate Vehicle per seat (Annual Premium)
To get more details and see the table of benefits, click on "Download PDF" below the product title.
SCOPE OF COVERAGE
The OAC Car Occupants Accident Insurance covers injuries resulting from an accident sustained by the passenger while driving or riding in the specified vehicle provided it is not being used in a race, speed or endurance of any kind.
In the event that actual number of passengers at the time of accident is within the specified maximum amount of passenger covered, each injured passenger will receive maximum benefit.
However, if the number of passengers exceeds the specified maximum seating capacity of the vehicle, benefits will be paid on a pro-rata proportion among all injured passengers.
BENEFITS
Accidental Death and Disablement
In case of death or disablement due to and within 2 months from the date of the accident, your beneficiary/ies will receive the full sum insured.
Permanent Total Disability
Injuries that result in permanent total disability due to and within 2 months from the date of the accident can title each injured party up to 100% of the sum insured.
Murder and Assault
In case of unprovoked murder and/or assault while riding in your specified vehicle, your beneficiary/ies receive full sum insured.
Accidental Medical Expense Reimbursement
You will receive up to 10% of the sum insured to pay for the actual expenses incurred on treatment of bodily injuries for each passenger.
Burial Benefit
This portion will pay for burial expenses in the event of accidental death of any passenger covered under the plan, 5% of sum insured will be given.
EXCLUSIONS
Illness, war or act of war, services in the armed forces, suicide. Pre-existing condition, mental or nervous conditions, drugs or alcohol abuse and related accidents, involvement in or attempting to commit a criminal act.
Commercial/Public Vehicle per seat (Annual Premium)
To get more details and see the table of benefits, click on "Download PDF" below the product title.
SCOPE OF COVERAGE
The OAC Car Occupants Accident Insurance covers injuries resulting from an accident sustained by the passenger while driving or riding in the specified vehicle provided it is not being used in a race, speed or endurance of any kind.
In the event that actual number of passengers at the time of accident is within the specified maximum amount of passenger covered, each injured passenger will receive maximum benefit.
However, if the number of passengers exceeds the specified maximum seating capacity of the vehicle, benefits will be paid on a pro-rata proportion among all injured passengers.
| Schedule of Benefits | Option 1 | Option 2 | Option 3 | Option 4 |
| Accidental Death and Disablement | 500,000.00 | 300,000.00 | 200,000.00 |
100,000.00 |
| Permanent Total Disability | 500,000.00 | 300,000.00 | 200,000.00 |
100,000.00 |
| Murder and Assault | 500,000.00 | 300,000.00 | 200,000.00 |
100,000.00 |
| Accidental Medical Expense Reimbursement | 50,000.00 | 30,000.00 | 20,000.00 | 10,000.00 |
| Burial Benefit | 25,000.00 | 15,000.00 | 10,000.00 |
5,000.00 |
| Annual Premium | 599.00 | 360.00 | 240.00 | 120.00 |
BENEFITS
Accidental Death and Disablement
In case of death or disablement due to and within 2 months from the date of the accident, your beneficiary/ies will receive the full sum insured.
Permanent Total Disability
Injuries that result in permanent total disability due to and within 2 months from the date of the accident can title each injured party up to 100% of the sum insured.
Murder and Assault
In case of unprovoked murder and/or assault while riding in your specified vehicle, your beneficiary/ies receive full sum insured.
Accidental Medical Expense Reimbursement
You will receive up to 10% of the sum insured to pay for the actual expenses incurred on treatment of bodily injuries for each passenger.
Burial Benefit
This portion will pay for burial expenses in the event of accidental death of any passenger covered under the plan, 5% of sum insured will be given.
EXCLUSIONS
Illness, war or act of war, services in the armed forces, suicide. Pre-existing condition, mental or nervous conditions, drugs or alcohol abuse and related accidents, involvement in or attempting to commit a criminal act.
OAC Family Personal Accident Insurance Plan 1 (Php 500,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 1 (Php 1,000,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 1 (Php 1,500,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 1 (Php 2,000,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 2 (Php 500,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 2 (Php 1,000,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 2 (Php 1,500,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
OAC Family Personal Accident Insurance Plan 2 (Php 2,000,000)
Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
Travel Personal Accident Insurance
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to you during your trip, what would happen to your family? Take heart...
OAC Travel Personal Accident Insurance Plan gives you the protection you need while travelling anywhere in the world. Designed to provide you comprehensive protection as well as benefits for losses resulting from accidental injuries 24 hours a day. Oriental’s Travel PA Insurance helps you sleep easy while you travel.
Accidental Death Benefits
Receive 100% of the principal sum selected in case accidental death happens within one (1) year from the date of the accident.
Accidental Disablement Benefits
Be assured of being paid up to 100% of the principal sum selected if accidental bodily injuries result in physical severance or total and permanent lost of use of any part(s) of the insured’s body within one (1) year from the date of the accident.
Medical Reimbursement Benefits
If as a result of bodily injury, the insured shall require treatment by a legally qualified physician or surgeon, confinement in a hospital or employment of a licensed or graduate nurse, the plan shall pay the actual expense incurred not to exceed the maximum amount selected.
Unprovoked Murder and Assault
Covers death or injuries caused by Unprovoked Murder or Assault up to 50% of the Sum Assured.
Schedule of Benefits
Accidental Death and Disablement & Loss of Sight P1,000,000.00
Medical Reimbursement P100,000.00
EXCLUSION OF BENEFITS
This plan does not cover bodily injuries resulting from acts of war; service in the Armed Forces; Professional Athletics and organized and scheduled amateur physical contact sports; medical or surgical treatment; suicide, bacterial infection; murder and assault; pre-existing diseases.
Travel Personal Accident Insurance (Annual)
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to you during your trip, what would happen to your family? Take heart...
OAC Travel Personal Accident Insurance Plan gives you the protection you need while travelling anywhere in the world. Designed to provide you comprehensive protection as well as benefits for losses resulting from accidental injuries 24 hours a day. Oriental’s Travel PA Insurance helps you sleep easy while you travel.
Accidental Death Benefits
Receive 100% of the principal sum selected in case accidental death happens within one (1) year from the date of the accident.
Accidental Disablement Benefits
Be assured of being paid up to 100% of the principal sum selected if accidental bodily injuries result in physical severance or total and permanent lost of use of any part(s) of the insured’s body within one (1) year from the date of the accident.
Medical Reimbursement Benefits
If as a result of bodily injury, the insured shall require treatment by a legally qualified physician or surgeon, confinement in a hospital or employment of a licensed or graduate nurse, the plan shall pay the actual expense incurred not to exceed the maximum amount selected.
Unprovoked Murder and Assault
Covers death or injuries caused by Unprovoked Murder or Assault up to 50% of the Sum Assured.
Schedule of Benefits
Accidental Death and Disablement & Loss of Sight P1,000,000.00
Medical Reimbursement P100,000.00
EXCLUSION OF BENEFITS
This plan does not cover bodily injuries resulting from acts of war; service in the Armed Forces; Professional Athletics and organized and scheduled amateur physical contact sports; medical or surgical treatment; suicide, bacterial infection; murder and assault; pre-existing diseases.
Travel Personal Accident Insurance (Extra 10 days)
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to you during your trip, what would happen to your family? Take heart...
OAC Travel Personal Accident Insurance Plan gives you the protection you need while travelling anywhere in the world. Designed to provide you comprehensive protection as well as benefits for losses resulting from accidental injuries 24 hours a day. Oriental’s Travel PA Insurance helps you sleep easy while you travel.
Accidental Death Benefits
Receive 100% of the principal sum selected in case accidental death happens within one (1) year from the date of the accident.
Accidental Disablement Benefits
Be assured of being paid up to 100% of the principal sum selected if accidental bodily injuries result in physical severance or total and permanent lost of use of any part(s) of the insured’s body within one (1) year from the date of the accident.
Medical Reimbursement Benefits
If as a result of bodily injury, the insured shall require treatment by a legally qualified physician or surgeon, confinement in a hospital or employment of a licensed or graduate nurse, the plan shall pay the actual expense incurred not to exceed the maximum amount selected.
Unprovoked Murder and Assault
Covers death or injuries caused by Unprovoked Murder or Assault up to 50% of the Sum Assured.
Schedule of Benefits
Accidental Death and Disablement & Loss of Sight P1,000,000.00
Medical Reimbursement P100,000.00
EXCLUSION OF BENEFITS
This plan does not cover bodily injuries resulting from acts of war; service in the Armed Forces; Professional Athletics and organized and scheduled amateur physical contact sports; medical or surgical treatment; suicide, bacterial infection; murder and assault; pre-existing diseases.
Travel Family Accident Insurance
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to you during your trip, what would happen to your family? Take heart...
OAC Travel Personal Accident Insurance Plan gives you the protection you need while travelling anywhere in the world. Designed to provide you comprehensive protection as well as benefits for losses resulting from accidental injuries 24 hours a day. Oriental’s Travel PA Insurance helps you sleep easy while you travel.
Accidental Death Benefits
Receive 100% of the principal sum selected in case accidental death happens within one (1) year from the date of the accident.
Accidental Disablement Benefits
Be assured of being paid up to 100% of the principal sum selected if accidental bodily injuries result in physical severance or total and permanent lost of use of any part(s) of the insured’s body within one (1) year from the date of the accident.
Medical Reimbursement Benefits
If as a result of bodily injury, the insured shall require treatment by a legally qualified physician or surgeon, confinement in a hospital or employment of a licensed or graduate nurse, the plan shall pay the actual expense incurred not to exceed the maximum amount selected.
Unprovoked Murder and Assault
Covers death or injuries caused by Unprovoked Murder or Assault up to 50% of the Sum Assured.
Schedule of Benefits
Accidental Death and Disablement & Loss of Sight P1,000,000.00
Medical Reimbursement P100,000.00
EXCLUSION OF BENEFITS
This plan does not cover bodily injuries resulting from acts of war; service in the Armed Forces; Professional Athletics and organized and scheduled amateur physical contact sports; medical or surgical treatment; suicide, bacterial infection; murder and assault; pre-existing diseases.
Travel Family Accident Insurance (Extra 10 days)
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to you during your trip, what would happen to your family? Take heart...
OAC Travel Personal Accident Insurance Plan gives you the protection you need while travelling anywhere in the world. Designed to provide you comprehensive protection as well as benefits for losses resulting from accidental injuries 24 hours a day. Oriental’s Travel PA Insurance helps you sleep easy while you travel.
Accidental Death Benefits
Receive 100% of the principal sum selected in case accidental death happens within one (1) year from the date of the accident.
Accidental Disablement Benefits
Be assured of being paid up to 100% of the principal sum selected if accidental bodily injuries result in physical severance or total and permanent lost of use of any part(s) of the insured’s body within one (1) year from the date of the accident.
Medical Reimbursement Benefits
If as a result of bodily injury, the insured shall require treatment by a legally qualified physician or surgeon, confinement in a hospital or employment of a licensed or graduate nurse, the plan shall pay the actual expense incurred not to exceed the maximum amount selected.
Unprovoked Murder and Assault
Covers death or injuries caused by Unprovoked Murder or Assault up to 50% of the Sum Assured.
Schedule of Benefits
Accidental Death and Disablement & Loss of Sight P1,000,000.00
Medical Reimbursement P100,000.00
EXCLUSION OF BENEFITS
This plan does not cover bodily injuries resulting from acts of war; service in the Armed Forces; Professional Athletics and organized and scheduled amateur physical contact sports; medical or surgical treatment; suicide, bacterial infection; murder and assault; pre-existing diseases.
Keyman Accident Insurance
To get more details about benefits, click on "Download PDF" below the product title.
The Keyman provides a sure comprehensive protection for you.
- 24 hours a day, 365 days a year
- at home or at work
- while travelling for business or pleasure, by land, sea, or air
- anywhere in the world
Travellers Accident Insurance
To get more details, click on "Download PDF" below the product title.
Benefits
Plan 1
Accidental Death and Disablement & loss of sight: Php 1,000,000.00
Medical Reimbursement: Php 100,000
Plan 2
Accidental Death and Disablement & loss of sight: Php 1,500,000.00
Medical Reimbursement: Php 150,000
Plan 2
Accidental Death and Disablement & loss of sight: Php 2,000,000.00
Medical Reimbursement: Php 200,000
Home Protection Plus
To get more details, click on "Download PDF" below the product title.
To secure your home, avail OAC's 24/7 Home Protection Plus insurance package. Now, you don't need to worry from unexpected and unforeseen loss or damage to your home with our comprehensive insurance package specifically designed to give you and home the much needed protection.
All Risk Accident Protection
To get more details and know the table of coverage, click on "Download PDF" below the product title.
That's why you need to be prepared. All Risk Plan gives you the comprehensive security you need against uncertainties of life and takes care of your family needs once you are no longer capable at providing these imporant necessities.